New research from St. James’s Place (SJP) has revealed that saving with other people is one of the strongest motivators for building better financial habits, particularly among younger generations. According to the study, nearly half (47 per cent) of UK adults find it easier to save when working towards a shared goal with a partner or family member. This rises to 64 per cent (9.7 million people) for 18–34-year-olds. Nearly nine in 10 (87 per cent) savers working towards a spe

In a poll of 100 UK charity board directors, finance directors, investment managers and investment directors looking after £3.7bn in investments, wealth-management group, Rathbones, found that 87 per cent of charities are being negatively impacted by probate delays. More than one in 10 reported being very badly affected.   Over half (57 per cent) of respondents said delays have meant that they have sold vital assets, such as property, to fill the financial gap. Around half (5

Following the announcement that the Bank of England has held the base rate at four per cent, Ben Thompson, deputy chief executive at Mortgage Advice Bureau commented: “It’s no surprise that the Bank of England has acted with caution, choosing to hold the base rate at four per cent. “This decision breaks the streak of quarterly rate cuts, and with the autumn Budget fast approaching and meaningful tax rises likely to be imminent, the Bank is clearly waiting for certainty on the

As the Chancellor faces mounting pressure to address a fiscal shortfall ahead of the Budget, an economic analysis of previous wealth taxes by Rathbones, suggests that more than £100bn of wealth could shift overseas, or into less productive assets, if a wealth tax were imposed here. The wealth-and-asset-management firm also says that a wealth tax could cost the government £600m to set up, with ongoing compliance and administrative costs to taxpayers of £700m a year or more. It

Venture capital (VC) investment into Scotland’s start-up and scale-up businesses increased in the third quarter of 2025, according to the latest KPMG Private Enterprise Venture Pulse report.  Scottish businesses raised £116.1m in the third quarter of 2025 – up more than 200 per cent from £36.2m in Q2.    A total of 23 investments were completed between July and September; the same number as Q2, signalling the sustained confidence of VC investors in supporting Scotland’s small

Rachel Geddes, strategic lender relationship director at Mortgage Advice Bureau comments on the news that inflation has held at 3.8 per cent: "While inflation holding steady at 3.8 per cent reflects the persistent pressures from political uncertainty and elevated costs, the mortgage market continues to remain resilient. In fact, many don't realise they’re now in a prime position to get onto the property ladder – especially compared to this time last year, or even six months a

A new report by Aviva highlights the impacts of climate change on the UK's homes, as well as on some of its iconic landmarks, including Edinburgh Castle.   In 2021, the castle experienced surface-water flooding, which triggered emergency-response protocols. Commenting on the report, Jason Storah, chief executive, UK & Ireland General Insurance, Aviva, said: “In the UK we have seen the impacts of our changing climate and this year is no exception. Record temperatures, wildfire

What should you expect, if you're looking to buy or remortgage property this autumn? ESPC shares insights about mortgage rates, lenders and why it can be helpful to seek out guidance from a broker. As the leaves turn and the Scottish property market enters its traditional autumn phase, many buyers, movers and remortgagers will be watching closely for shifts in mortgage conditions. The good news is that recent moves in interest rates and lending criteria are opening up new o

New analysis from ARC Research shows private-client portfolios continued to perform strongly in Q3, but sentiment among chief investment...

Mortgage broker, First Mortgage, part of the award-winning Mortgage Advice Bureau, has announced a strategic partnership with digital...

Tweed Wealth Management has announced the acquisition of a personal-finance consultancy, The James Boyd Practice. James Boyd, a financial...

Following this morning's announcement that inflation has held at 3.8 per cent, Ben Thompson, deputy chief executive at Mortgage Advice...

Specialist data-intelligence platform Fundpath, which supports fund distribution within asset management and wealth management has...

Financial-planning firm, rockwealth Edinburgh, is celebrating its first anniversary, having opened its doors at the end of August 2024.  ...

Complex red tape is deterring high-net-worth (HNW) families from leaving money to charities, despite increasing desire to do so,...

A new firm, Dunedin Financial, is opening its doors for business, from 4 August, in Edinburgh’s New Town.  Director, Lee Edwardson, who...

A Scottish business leader has been shortlisted in two categories at this year’s Institute of Directors Scotland Awards. Alison Welsh,...

The private-client division of investment-management company, 7IM, has strengthened its presence in Scotland, with the appointment of...

This article contains both editorial content by Edinburgh Business and Lifestyle and paid content contributed by 7IM  When you have a...

According to Asset Risk Consultants’ (ARC’s) latest data, the average return of the ARC Sterling Steady Growth Index (based on the most...